OppLoans/MyLoan

http://wwwopploanscom-myloan.blogspot.com/

The online networks we’ve recommended can help you choose from among many lenders so you can compare interest rates, repayment timelines, and any fees. They could make a loan from a payday loan lender more affordable.

But you have other options. The easiest option may be to ask friends or family members for a quick loan so you can pay for an emergency expense. If you’re confident that you can repay them, this type of loan may be the least complicated. That is unless you can’t repay the loan, in which case don’t attempt it at the risk of ruining your relationship.

Put the loan agreement in writing and create a repayment timeline that you both agree to.

Another option is to get a cash advance on your credit card. Your available credit limit will determine how much money you can get this way. You may only be able to get a cash advance of 20% of your available limit.

The annual percentage rate you’ll pay on the cash advance will likely be much higher than it is for purchases. Aim to pay back the credit card balance quickly to minimize interest fees.

If you don’t have much available credit because you’ve maxed out your credit cards, you may want to consider applying for a secured loan that’s backed by collateral. In the case of a title loan, in which your home or car serves as collateral, the lender can take your collateral if you don’t repay the loan.