OppLoans.com/MyLoan
http://wwwopploanscom-myloan.blogspot.com/About 27% of people with scores of 450 have credit histories showing they’ve gone 30 or more days past due on a payment in the past 10 years. The average utilization rate for people with 450 credit scores is 127.9%, meaning they’re using 27.9% more than their spending limit on a credit card and other forms of credit.
To maintain good credit, you should keep your credit utilization ratio below 30%.
A low credit score and high debt ratio shouldn’t prevent you from being approved by a payday loan lender, however. One of the main requirements of a cash advance loan approval is having a regular income, often as low as $1,000 per month. MoneyMutual requires a minimum monthly income of $800.
You may qualify for a payday loan if you have a steady income, such as through a job or from Social Security, a pension, disability, or other kinds of benefits.